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E-file Form 5498-ESA Online
Looking to report Coverdell ESA contributions? File Form 5498-ESA with our IRS-authorized e-file service for accurate and timely reporting.
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What is Form 5498-ESA?
Form 5498-ESA is an IRS information return that reports contributions to Coverdell Education Savings Accounts (ESAs). This form is sent by the financial institution that manages the Coverdell ESA to both the IRS and the beneficiary of the account.
How to File IRS Form 5498-ESA in 3 Easy Steps
TaxZerone makes filing quick and secure—just 3 steps to get it done.
Enter Trustee & Beneficiary Information
Provide the trustee or custodian’s name, address, and TIN, as well as the beneficiary’s name, TIN, and address.
Report ESA Contribution Details
Enter the Coverdell ESA contribution amount for the year. Include any rollover contributions, such as trustee-to-trustee transfers or qualified military death gratuities.
Review & Transmit
Review the return for accuracy, then e-file it directly with the IRS. Send the recipient’s copy securely via ZeroneVault or postal mail.
Ready to e-file Form 5498-ESA with the IRS? Get started today with TaxZerone’s secure e-filing platform.
E-File Form 5498-ESA Now!Powerful Features for Effortless 5498-ESA E-Filing
IRS-Authorized Provider
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Recipient Copy Delivery
Choose how you'd like to deliver recipient copies—secure online access via ZeroneVault or reliable postal mail. We’ve got it covered.
Real-Time Filing Status
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Bulk Filing Made Simple
Need to file multiple 5498-ESA forms? TaxZerone supports bulk filing, helping you save time and streamline your reporting process.
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Questions or need help? TaxZerone’s friendly team is always here to assist and make your filing process smooth from start to finish.
Deadline for filing Form 5498-ESA
File with the IRS (Paper)
Deadline: June 02, 2025
File with the IRS (e-file)
Deadline: June 02, 2025
Deliver Beneficiary copy
Deadline: April 30, 2025
File with TaxZerone to stay compliant with the IRS
File your 5498-ESA today for simple, secure and affordable pricing in the industry
Frequently Asked Questions
1. When are 5498-ESA form issued?
Form 5498-ESA is filed with the IRS before the deadline of June 02, 2025 and must issue a copy of this form to the beneficiary before April 30, 2025. If you failed to file within the deadline, the IRS may impose a penalty.
2. What information is required to e-file Form 5498-ESA?
- Trustee or Custodian Information
- Name, TIN, Address
- Beneficiary (Participant) Information
- Name, TIN (Social Security Number or ITIN), Address, and Account Number
- Contribution Details
- ESA Contributions
- Rollover Contributions
3. Difference between 5498 and 5498-ESA?
| Form 5498 | Form 5498-ESA |
|---|---|
| It is used to report contributions, rollovers and the fair market value of traditional IRAs, Roth IRAs, SEP IRAs, and SIMPLE IRAs | It is specifically to report Coverdell Education Savings Accounts (ESAs) and Rollover contributions to the IRS and to issue a beneficiary copy. |
| It is received by both IRS and IRA account holder. | It is received by both IRS and ESA account holder. |
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Contact UsRelated Resources
Form 5498-ESA Instructions
Refer to the Form 5498-ESA Instructions for an easy and accurate filing with TaxZerone.
Form 5498-ESA Due Date
Learn more about the Form 5498-ESA due date and ensure timely submission with TaxZerone.
About TaxZerone®
TaxZerone® is an IRS-authorized e-file service provider that helps businesses and individuals file multiple IRS forms, such as excise, employment tax, extension, information returns, and tax-exempt forms, easily and securely.
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