Essential Forms
Easily manage key IRS forms like Form W-9, Form 8655, FinCEN BOIR and more.
File IRS Form 1099-A Online for the 2024 Tax Year
Report acquisitions or abandonments of secured property with IRS-authorized e-filing through TaxZerone. We make Form 1099-A filing simple-whether you're filing just one form or thousands.
Affordable Pricing
Start at just $2.49, with prices as low as $0.59 per form for bulk filings.
For your return volume
Filing Requirements for Form 1099-A
To complete your filing with TaxZerone, gather the following:
- Lender Information: Name, EIN, and Address
- Borrower Information: Name, TIN, and Address
- Property Details: Description, FMV at time of acquisition/abandonment
- Loan Details: Principal balance, date of event, and liability status
You can also upload your filings in bulk using our pre-formatted Excel templates.
What is IRS Form 1099-A?
Form 1099-A is used to report the acquisition or abandonment of secured property by a lender or financial institution. It includes critical data such as the outstanding principal balance, fair market value (FMV) of the property, and whether the borrower remains personally liable for the debt.
Typically, Form 1099-A is issued when:
- A property is foreclosed or repossessed
- The borrower voluntarily abandons the property
- The lender legally takes ownership of the collateral
Who Must File Form 1099-A?
You are required to file Form 1099-A if you're a:
- Mortgage lender or loan servicer
- Bank or credit union
- Government agency involved in debt collection
- Financial institution that acquired property due to
non-payment
3 Simple Steps to Complete Your Form 1099-A E-filing
Filing your Form 1099-A with TaxZerone is fast, easy, and secure. Here’s how you can do it in just three simple steps:
Enter Information:
Log in to TaxZerone, choose Form 1099-A, and fill in borrower, lender, and property details using our guided interface.
Review & Submit:
Our platform validates your form for IRS compliance, helping prevent errors or rejections. Once reviewed,
e-file it directly with the IRS.
Share Borrower Copies:
After filing, send copies to borrowers via: - ZeroneVault: Encrypted digital delivery
Why Choose TaxZerone for Form 1099-A E-filing?
Built-in IRS Checks
Our system automatically validates your Form 1099-A entries before submission, helping prevent rejections and penalties by catching missing or incorrect details.
Share Recipient Copies
Once filed, quickly send recipient copies digitally via ZeroneVault or opt for postal delivery-no manual mailing required.
Fast Bulk Filing Option
Need to file dozens or hundreds of 1099-A forms? Easily upload multiple records in one go and streamline your entire reporting process.
Best Price in the Industry
Enjoy affordable rates based on your filing volume. With TaxZerone, you save both time and money-without compromising on accuracy.
Step-by-Step Filing Interface
Our intuitive form-filing tool walks you through each step-no technical skills or tax expertise needed.
Guided Filing
Access smart prompts and
expert-guided help during filing to ensure you get it right the first time.
Form 1099-A Filing Deadlines – 2024 Tax Year
Provide borrower copy
Due Date: February 17, 2025
File with IRS (e-file)
Due Date: March 31, 2025
File with the IRS (paper)
Due Date: February 28, 2025
Penalties
Late or incorrect filing can lead to the following penalties per form:
- Filed within 30 days: $60
- 31 days to August 1: $130
- After August 1 or never filed: $330
E-file Form 1099-A Pricing Calculator
| No. of Forms | Price Per Form |
|---|---|
| 1 to 25 | $2.49 |
| 26 to 50 | $1.99 |
| 51 to 100 | $1.59 |
| 101 to 250 | $1.29 |
| 251 to 500 | $1.09 |
| 501 to 1000 | $0.79 |
| 1001 and above | $0.59 |
Estimate Your Price
| Enter the number of to calculate your estimated cost | |
| Total Price: | $0.00 |
| W-2/1099/1095 Postal Mailing | Price Per Form |
|---|---|
| Per Form | $1.75 |
Estimate Your Price
| Enter the number of to calculate your estimated cost | |
| Total Price: | $0.00 |
| W-2/1099/1095 Electronic Delivery | Price Per Form |
|---|---|
| Per Form | $0.50 |
Estimate Your Price
| Enter the number of to calculate your estimated cost | |
| Total Price: | $0.00 |
Need to send recipient copies by mail? Add postal delivery at just $1.75 per form or electronic delivery via ZeroneVault at $0.50.
Common Use Cases
- Reporting a home foreclosure
- Recording property abandonment
- Documenting repossession of a financed vehicle
- Financial institutions acquiring commercial property
Want to know if your situation requires a 1099-A? Contact our support team-we’ll help you determine eligibility.
Pro Tip
Schedule Your 1099-A Filing Early!
Use our filing scheduler to select a future date for submission. This allows:
- Recipient review in advance
- Early error detection
- On-time delivery before deadline
Competitor Comparison: Why TaxZerone Stands Out
| Feature | TaxZerone | Other E-file Platforms | Manual Filing (Paper) |
|---|---|---|---|
| IRS-Authorized | Yes | Varies | No |
| Real-Time Error Validation | Built-in IRS checks | Limited | Error-prone |
| Bulk Upload Support | Excel template import | May charge extra | Not available |
| State Filing Integration | Supported | Not always included | Manual submission |
| Pricing (per form) | From $0.59 (1000+) | Typically $1–$5+ | Printing & mailing costs |
| Delivery Options | Digital + Postal | Often limited to email only | Must be mailed manually |
| Recipient Access Portal | ZeroneVault | Not included | Not applicable |
| Filing Scheduler | Schedule ahead | Rare feature | Must track dates manually |
| Customer Support | U.S.-based support | Limited or outsourced | No help available |
Why Not File Form 1099-A Manually?
Filing on paper may seem simple—but it can cost you more timeand money in the long run due to delays and manual errors.
Common Drawbacks of Manual Filing:
- Time-consuming: Requires printing, addressing envelopes, and visiting the post office
- Higher error risk: No validations, leading to IRS rejections
- No tracking: You won’t know if the IRS or borrower received the form
- Delayed processing: Paper forms take longer to process than electronic submissions
- No audit protection: Manual errors may result in penalties or correction forms
Benefits of E-filing with TaxZerone:
- Instantly submit forms to the IRS
- Auto-checks for TIN mismatches and missing fields
- Schedule filing dates to stay ahead of deadlines
- Recipient copies sent via ZeroneVault or mail
- Access to support if you need help at any step
Ready to E-file IRS Form 1099-A?
Avoid delays, rejections, and penalties. E-file your Form 1099-A securely with TaxZerone in just minutes.
Frequently Asked Questions
1. Can I file Form 1099-A electronically?
2. What’s the difference between Form 1099-A and Form 1099-C?
3. Does TaxZerone offer bulk filing for lenders?
4. Do I need to file Form 1099-A if the property was voluntarily returned by the borrower?
5. Can I file both Form 1099-A and 1099-C for the same borrower?
6. How can I ensure my Form 1099-A is accepted by the IRS?
7. Is it mandatory to send a copy of Form 1099-A to the borrower?
8. How does Form 1099-A affect a borrower’s taxes?
9. Is Form 1099-A the same as Form 1099-C?
10. Do I need to submit a separate Form 1099-A for each borrower?
About TaxZerone®
TaxZerone® is an IRS-authorized e-file service provider that helps businesses and individuals file multiple IRS forms, such as excise, employment tax, extension, information returns, and tax-exempt forms, easily and securely.
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