Form 1095-C Mailing Address:
Where to mail ACA Forms
Last updated:
-by Alexia Zepeda | TaxZerone
Form 1095-C Mailing Address at a Glance
- Form 1095-C reports employer-provided health insurance offer and coverage details under the ACA.
- Applicable Large Employers (ALEs) must file Form 1095-C for full-time employees.
- Paper forms must be sent to the correct IRS address based on the employer’s business location.
- Furnish employee copies and paper-file by February 28; e-file with the IRS by March 31.
- Best option: E-filing helps reduce errors, speed up processing, track status, and avoid mailing delays.
Form 1095-C, Employer-Provided Health Insurance Offer and Coverage is filed by Applicable Large Employers (ALEs) to report details about the health coverage offered to full-time employees under the Affordable Care Act (ACA). This form helps the IRS determine whether employers are meeting ACA requirements and whether employees qualify for premium tax credits.
Filing Form 1095-C accurately and on time is essential to avoid IRS penalties and stay compliant. In this guide, you know about 1095 c form mailing addresses, filing deadlines, available filing methods, and why e-filing is often the faster and more secure option.
E-Filing for Faster and More Secure Processing
Want faster processing and fewer errors? Switch to e-filing with TaxZerone and skip the mailing delays. File 1095 C Form electronically today — starting at just $2.49 per form as low as 0.59 per form for bulk filings!
Table of Contents
Where to mail IRS Form 1095-C?
Mail your completed Form 1095-C to the appropriate IRS address listed below. The correct mailing address depends on the state where your business is located.
| Business Location | Mailing Address |
|---|---|
| Alabama, Arizona, Arkansas, Connecticut, Delaware, Florida, Georgia, Kentucky, Louisiana, Maine, Massachusetts, Mississippi, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Pennsylvania, Rhode Island, Texas, Vermont, Virginia, West Virginia | Department of the Treasury Internal Revenue Service Center Austin, TX 73301 |
| Alaska, California, Colorado, District of Columbia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Maryland, Michigan, Minnesota, Missouri, Montana, Nebraska, Nevada, North Dakota, Oklahoma, Oregon, South Carolina, South Dakota, Tennessee, Utah, Washington, Wisconsin, Wyoming | Department of the Treasury Internal Revenue Service Center P.O. Box 219256 Kansas City, MO 64121-9256 |
| Outside the United States | Department of the Treasury, Internal Revenue Service Center, Austin, TX 73301 |
Important Paper filing Instructions
- Mail forms in a flat envelope (do not fold)
- Do not staple or paperclip forms
- Print forms in landscape format
- Use First-Class Mail
- If mailing multiple packages, number them consecutively and include Form 1094-C in package number one.
What are the filing deadlines for Form 1095-C?
Employers must meet specific IRS deadlines for Form 1095-C. Missing these dates can result in ACA Forms penalties
- Employee Copies: Employers must furnish Form 1095 C to employees by March 2, 2026, for the 2025 Tax year
- Paper Filing with the IRS: If you are filing by mail, the deadline is March 2, 2026.
- E-Filing with the IRS: If you file electronically, the deadline is March 31, 2026.
Need More Time to File with the IRS?
If you can’t meet the IRS filing deadline, request additional time by filing Form 8809
Need More Time to Furnish Employee Copies?
If you need 30-day extension for furnishing statements to recipients, you can request an extension using Form 15397
Why e-filing better than paper filing for Form 1095-c?
E-Filing Form 1095-C reduces errors, speeds up IRS processing, and ensures ACA compliance. Electronic submission is faster and more efficient than mailing paper forms.
The table below highlights why e-filing is the preferred method for 1095c submission.
| Feature | E-Filing | Paper Filing |
|---|---|---|
| Filing Speed | Instant online submission with quick IRS acknowledgment | Slow processing; may take several weeks |
| Error Prevention | Error Prevention Built-in ACA code validation for Lines 14, 15 & 16 to reduce error before submission | Errors identified only after IRS review |
| Filing Status | Real-time status tracking within your account | No visibility until the IRS processes the forms |
| Corrections | Quick and easy electronic corrections | Requires reprinting and re-mailing forms |
| Delivery Risk | No risk of mail delays or lost forms | Risk of delayed, misplaced or lost mail |
| Recordkeeping | Secure cloud-based digital storage for easy access | Requires physical storage and manual record handling |
| Cost-effective | No printing or mailing expenses | Higher costs for paper, printing, mailing and labor |
| Compliance | IRS-authorized e-file provider ensuring compliant submission | Higher risk of penalties due to mailing or processing delays |
| Convenience | File anytime, anywhere with TaxZerone | Manual and time-consuming filing process |
E-file your Form 1095-c with TaxZerone
E-file Form 1095-C through TaxZerone—fast, secure, and affordable for Applicable Large Employers. Pricing starts at just $2.49 per form, and pricing goes as low as $0.59 per form for bulk filings. TaxZerone ensures accurate ACA reporting and IRS compliance every time.
TaxZerone supports IRS e-filing and California state filing helping you meet both federal and California ACA reporting requirements without errors. You can securely deliver recipient copies through ZeroneVault or choose postal mailing—all from a single, easy-to-use platform.
File Form 1095 C quickly and accurately with TaxZerone!
E-file now to reduce errors, stay IRS-compliant, and deliver employee copies securely through ZeroneVault